* {margin: 0; padding: 0;}
/*Override defaults for all tags. */
body {
margin-top:15px;
margin-left:15px;
margin-right:15px;
margin-bottom:15px;
}

BODY {background-color:#eee; }

BODY, P, H3, H4, H5, BLOCKQUOTE, TD, UL, LI, OL, DL, DT, DD, FORM { font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 16px;}

H3 { font-size: 14px; }

H1, H2, H3 { text-align: center; margin-top: 20px; }

#overall {width: 730px; margin: 0 auto; text-align:center; background: #ffffff;}
.col {width: 365px; padding: 0 0px; float: left;}
p {padding: .625em 0; text-align: justify;}

p.lcol {margin-right: 25px; margin-left: 10px;}

p.rcol {margin-right: 10px; margin-left: 25px;}

#bluebar {
margin-top:18px;
background: #3658ac; }

P.indent { margin-left: 24px; margin-top: -8px; }

P.footer { font-size: 9px; text-align: center; padding: 9px; }

P.credit {font-size: 9px;  font-style: italic; display: block; float: left; width: 102px; text-align: right; clear:left; color: #808080; margin-top: -3px; margin-right: 10px; margin-bottom: 4px; line-height: 13px;}

UL, OL { margin-top: -10px; }

UL.indent, OL.indent { margin-top: -10px; margin-left: 48px; }

LI { margin-top: 2px; }

DT { font-weight: bold; }

/* link attributes */
a:link     {color: #3658ac; font-weight: bold; text-decoration: none}
a:visited  {color: #3658ac; font-weight: bold; text-decoration: none}
a:active   {color: #3658ac; font-weight: bold; text-decoration: none}
a:hover	 {color: #3658ac; font-weight: bold; text-decoration: underline}